Cheap Car Insurance in VirginiaSaving money with cheap car insurance in Virginia has never been easier. Get instant quotes and start saving with cheap Virginia insurance. Basic Virginia car insurance coverage is 25/50/20. For those of you who may have a poor driving record, it may be hard to get Virginia car insurance. However, after you have exhausted all possibilities for car insurance, you can get insurance through Virginia Automobile Insurance Plan. This is a last resort option because it is very expensive. But this insurance is better than no insurance. because if you have an 'at fault' accident, you will be legally liable for any losses the other party incurs. Which means, after the lawsuit, you will have to pay out of pocket for all of the damages plus court costs, and fines associated with not having Virginia car insurance. At least liability insurance will protect you to the extent you may not have any out of pocket expenses and it will even pay for the lawyer to defend you. And you would not be responsible for the fines associated with not having insurance. One of the strong arguments for having Virginia car insurance is the demerit point system the state uses to keep track of its drivers who have moving violations. What many do not know is the number of years certain moving violations remain on your driving record, if you plead guilty to receiving such a ticket. Below is a few of the common reckless driving citations which stay on your record for 11 years. There are several more than these. 1. Reckless driving in excess of 80 mph. 2. Reckless driving exceeding 20 mph of posted speed limit 3. Reckless driving passing a school bus. 4. Reckless driving failing to give proper signal. 5. Reckless driving faulty brakes/ improper control. 6. Driving while intoxicated. 7. Driving with a suspended license. 8. Reckless driving generally 9. Involuntary Manslaughter. The State of Virginia wants it citizens to be responsible drivers and insured drivers. Insurance companies are required to notify the Virginia DMV when a Virginia citizen drops car insurance coverage, forewarned is forearmed. Virginia Bureau of Insurance 1300 E. Main St., Richmond, Virginia 23219 800-552-7945 (Virginia Only) 877-310-6560 (Nationwide) website: http://www.scc.virginia.gov/division/boi/index.htm |
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